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更新日期:2019-05-08
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官方網站:http://healthinsuranceforsenior.com
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As a senior citizen, you may be in a health insurance crisis: you are no longer covered by an employer's health insurance for seniors policy, but you need health insurance more than ever. Of course, Medicare covers some of your medical expenses, but how can you get the best health insurance for elderly rate to cover the gaps left by Medicare?
What Medicare covers
Once you are 65 years old, you are eligible to enroll in Medicare. Medicare may include several programs:
* Medicare Part A, which helps cover inpatient hospital care, nursing home care, hospice care, and some home health care services. Most people pay this coverage through taxes, so they do not pay a deductible or a monthly premium.
* Medicare Part B, which helps cover medical services, outpatient hospital care, medical equipment, physical and occupational therapy, and certain home health care. Most people pay an annual deductible and a monthly premium for this health plan.
* Medicare Part C, the Medicare Advantage plan, which offers you more choices among health plans and extends your benefits.
* Medicare Part D, prescription drug coverage.
In addition, you may need MediGap coverage, which is health insurance that covers what Medicare does not cover.
Affordable health insurance for the elderly rates by age.
As you can see, health insurance for the elderly can be confusing. Fortunately, insurance comparison websites can help you get a clear idea of what health insurance you need, as well as find that insurance at a reasonable rate.
All you need to do is go to an insurance for seniors comparison website and complete a simple form with information about you and your insurance needs. Once you submit the form, you will soon receive quotes for affordable health insurance from several insurance companies rated A. And on the best insurance comparison websites, insurance professionals are ready to talk to you and respond to any health insurance for seniors over 60 to 80 age question you have.
(See link below).