價格：免費
更新日期：2019-06-24
檔案大小：13M
目前版本：1.0.2
版本需求：Android 4.4 以上版本
官方網站：https://finpeg.com
Email：finpeg.seed@gmail.com
聯絡地址：隱私權政策
Why should you use Finpeg App to invest in mutual funds?
Finpeg not only specializes in designing the best mutual fund investment strategies but also uses algorithms to pick the best mutual funds for you.
We have a list of the top mutual funds in every category that is curated by focusing on the right parameters.
Security:
Hosted on Amazon Web Services, all sensitive client data is encrypted with 256 bit SHA encryption.
Furthermore, we have tied up with Bombay Stock Exchange (BSE) as our backend partner and all the transactions are executed through BSE’s StarMF platform. This means all your transactions enjoy bank-grade security.
Finpeg online mutual funds investment app lets you…
1. Invest in the best mutual funds
2. Invest via SIP
3. Invest via lump-sum
4. Invest via specialized investment methods like Finpeg Alpha SIP
5. Invest in tax-saving ELSS mutual funds
6. Invest in liquid funds
7. Invest to generate a regular monthly cashflow
What are the types of mutual funds?
As opposite to the popular misconception, mutual funds do not invest only in equity or the stock market.
Equity is only the most popular category of mutual funds
Investing in ELSS mutual funds lets you seek benefit of up to Rs. 45,000 in taxes under Income Tax Section 80C.
Debt mutual funds is another category of mutual funds. Generally, considered as safe, most debt mutual funds offer returns around the prevalent returns of fixed deposits.
However, debt mutual funds fare much better than fixed deposits if held for 3 years or more.
Apart from pure equity and pure debt mutual fund categories, these also exist a category of mutual funds called hybrid funds.
Methods of investing in equity mutual funds –
Investing in mutual funds is not straightforward. Here are some investment methods that are popularly adopted by investors to invest in mutual funds –
1. SIP
SIP stands for systematic investment plan.
The idea is simple. You invest money on a fixed date every month. This helps in two things –
a. Cost averaging
This helps in averaging your purchase cost and you don’t have to worry about timing the market.
b. Convenience
Since you earn a monthly salary, you also have a monthly expenses. Your monthly salary less your monthly expense is your monthly savings.
2. Lump-sum
There might be occasions when you receive a chunk of money at one go – think presents or bonuses.
If this money is not going to be used in the short term, you can invest this money in equity mutual funds for the long term.
Why SIP when you can Alpha SIP?
Mutual funds and SIP are often confused.
Mutual funds are investment instruments. SIP is the method of investing in the investment instrument of mutual funds.
It is generally taken for granted that SIP is the best way to invest in equity mutual funds. However, this is not the case.
This means that SIP has some faults and these faults if dealt with properly will give us a better investment strategy than SIP.
Toward this endeavour, Finpeg proposes an improved investment strategy for monthly investments – Alpha SIP.
Alpha SIP is a tactical asset-allocation based investment strategy.
While SIP promotes the principle of cost-averaging, Alpha SIP is based on the principle of asset-allocation – allocating your money between debt and equity as per changing market conditions.
• Finpeg Monthly Income Plan
Finpeg Monthly Income Plan solves a great problem of retirees and senior citizens – the problem of generating a stable monthly income.
While a lot many other solutions claim to do this – government small savings schemes, mutual fund dividends, equity dividends, they are either ineffective or uncertain.
Finpeg’s Monthly Income Plan has two objectives –
1. To generate a monthly income of up to 1% of the investment amount
2. To protect your investment amount by the end of the recommended investment tenure and beyond
