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更新日期:2018-03-14
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Only one kind of insurance investment works to get access to a loan. Most insurance carries no cash value, meaning there is nothing to take a loan from and no value to provide collateral. Although some secured loans will require you to insure the security--such as when an auto loan bank requires you to carry comprehensive insurance--this is not the same as using your own insurance investments for loans. For that purpose, only cash-value life insurance is suitable to the task.