價格:免費
更新日期:2018-02-05
檔案大小:2.1M
目前版本:1.0.16
版本需求:Android 4.4 以上版本
官方網站:http://www.ekorau.com
Email:support@ekorau.com
聯絡地址:4131 Camino Coyote, Suite D Las Cruces NM 88011
Can I Retire Yet? - Pro is the most powerful and comprehensive solution for retirement planning on Android.
This high-fidelity personal financial model gives you a complete and accurate picture of your spending, saving, investing, and path to retirement!
Watch the introductory videos over on our YouTube channel.
Features...
- Job, pension, Social Security, and retirement income for both you and spouse
- Multiple, custom asset classes with user-defined fine-grained returns for tax treatment
- User-specified inflation rate
Multiple Accounts
- Five predefined accounts with accurate tax treatment: cash, taxable investments, tax-deferred for you and spouse, tax-free
- Starting balances and returns for each account
- Annual or percentage band rebalancing within accounts
- Customizable composite asset allocation drawn from all available asset classes within each account
- Capital gains/basis tracking/taxation in taxable accounts, including special capital gains tax rates
- Penalty for early withdrawal from tax deferred accounts
Flexible Financial Events
- Unlimited custom financial events: deposits, withdrawals, transfers, earned income, pensions, or real property
- Earned income events include retirement contributions, company matching, self employment, and tax withholding
- Real property events include taxes, annual costs, purchase costs, sales costs, down payment, APR, mortgage term, and early payoff
- Fine-grained event inflation/deflation controls
Taxation Accuracy
- Detailed US federal tax calculations using inflation-adjusted marginal tax brackets!
- Support for U.S. Tax Cuts and Jobs Act of 2017 including new tax brackets and standard deductions, limits on state/local tax and mortgage interest deductions, and new Qualified Business Income deduction
- Filing status, personal exemptions, standard deductions, itemized deduction for mortgage interest
- Additional standard deduction at age 65
- Social Security: percent taxable based on AGI/filing status, maximum taxable earnings, refund of excess Social Security tax
- FICA/payroll taxes, self-employment tax
- Required Minimum Distributions (RMDs) starting at age 70
- High-income taxation: Personal Exemption Phaseout, Medicare Surtax, Net Investment Income Tax
Extensive Output
- Tabular and graphical output for cash flow and net worth
- Detailed year-by-year log documents all program settings and input, financial event transactions, account growth, tax calculations, event inflation, asset allocation and tax rate statistics, and account balances
- Results displayed in today's or future dollars
Calculations and Help
- Average return analysis (Historical and Monte Carlo analyses planned for future releases)
- Carefully validated against other leading retirement and tax calculators
- Extensive help system with explanation of all financial terms
Based on technology from the popular blog Can I Retire Yet?
Refer to the Ekorau forum posts over on Releases for a full release history.