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更新日期：2019-08-01
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目前版本：1.1
版本需求：Android 4.2 以上版本
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Email：https://creatureappsprivacy.blogspot.com/
A credit report is a crucial element nowadays simply because there is a lot of risks involved in lending money, and banks are very cautious with it. Before lending money the bank needs to make sure that you don't have any unpaid bills or bad debts. So for that reason, they check your credit ratings.
1. Calculate your approximate credit score( CIBIL Score)
2. Know factors affecting credit score (CIBIL Score)
3. Tips to improve credit score (CIBIL Score)
4. Calculate how much more you pay for loans at differential interest rates
What is a credit score?
A credit score is a measure of an individual’s ability to pay back the borrowed amount. It is the numerical representation of their creditworthiness.
A credit score is a 3 digit number that falls in the range of 300-900, 900 being the highest. You should always work towards reaching a credit score that is close to 900.
A higher credit score offers you several benefits and helps you at the time of getting a loan or a credit card. Having a low credit score suggests you have not been a responsible borrower and have been slacking off repaying the borrowed sum.
Credit scores are calculated by the credit bureaus in the country after taking into consideration several factors like the length of your credit history, repayment records, credit inquiries, among others.
Why Should I check my Credit Score?
It is very important that you keep a close eye on your Credit Score. It is the best way to gauge your chances to get a line of credit. Another reason why you should track your score is to know if it dips, or if an error has been made by credit agencies while calculating your score. This will help you make timely amends.
Clear Score is safe and secure:
❖ We are regulated by the Financial Conduct Authority and comply strictly with the 1998 Data Protection Act
❖ Your information is kept safe using the most robust and secure systems and processes
❖ We never sell your details, and never send you spam
❖ We make our money through commission (if you take out a credit product via ClearScore)
Thank You .....................!!!!
