價格：免費
更新日期：2018-12-20
檔案大小：2.0M
目前版本：1.0
版本需求：Android 7.0 以上版本
官方網站：http://www.mathesoft.ro
Email：mathe.soft@mathesoft.ro
聯絡地址：Cluj Napoca Romania
To calculate the fastest reimbursement time for a credit you must enter the following values:
1. Your ( family) net income, after all taxes, and those one, which are on paper and declared to ANAF
2. Level of indebtedness. The BNR ( Romanian National Bank ) has a value set for this: 20% or 40% depends on your case
3. The value of the credit, which do you want to take from Bank, for your house.
4. The BNR ROBOR 3M value -search it on they official site. This is variable in each day, almost.
5. The bank estimated interest rate value. Ask from your Bank, this is usually fixed.
The app will calculate:
- how much are you allowed to pay back maximum. The condition it is to not have other debt, other credit.
- how much is the total interest rate: BNR + Bank. In reality you will have some hidden costs to at your Bank, hence the DAE it is higher.
- the first month interest rate, which is the maximum
- the first month payback, which is the minimum
- the minimum number of months to payback
- the minimum number of years to payback
If a bank or IFN want to pay for that banner I can change it and put a link to they site.
(This app is written in Kotlin)