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更新日期：2019-01-25
檔案大小：3.8M
目前版本：1.0
版本需求：Android 4.0.3 以上版本
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Loan Credit Score Report
IN INDIA 79% OF THE LOANS APPROVED ARE FOR INDIVIDUALS WITH A SCORE GREATER THAN 750. Your Credit Information Report (CIR) is an evidence of your credit worthiness. Credit Score ranges between 300 and 900. All lenders check your Credit Score before approving your loan application.
Important FAQs:-
A. What is a credit score?
A credit score is an indicator of a borrower’s ability to make credit payments on time. It is calculated after evaluating multiple information patterns such as your past credit report, loan payment history, current income level, etc. A higher credit scores increases your chances of getting a low interest loan from a financial institution.
A credit report is a crucial element nowadays simply because there is a lot of risk involved in lending money, and banks are very cautious with it. Before lending money the bank needs to make sure that you don't have any unpaid bills or bad debts. So for that reason they check your credit ratings.
B. Why is it important for me to know my credit score?
Knowing your credit score enables you to make better credit decisions. Almost all financial lending institutions evaluate your credit score before approving your credit application. Having a bad credit score increases the chances of your loan application being rejected. Flipside, a good credit score improves your chances of negotiating a lower interest rate.